)?[\r\n\s\t]*$/s', $properties->content))) {
					$this->engine->addPendingIssue(
						'knownfile',
						wfIssues::SEVERITY_HIGH,
						'coreModified' . $properties->wordpressPath,
						'coreModified' . $properties->wordpressPath . $properties->md5,
						sprintf(/* translators: File path. */ __('WordPress core file modified: %s', 'wordfence'), $properties->wordpressPath),
						__("This WordPress core file has been modified and differs from the original file distributed with this version of WordPress.", 'wordfence'),
						array(
							'file' => $properties->wordpressPath,
							'realFile' => $properties->realPath,
							'cType' => 'core',
							'canDiff' => true,
							'canFix' => true,
							'canDelete' => false,
							'haveIssues' => 'core'
						)
					);
				}
			}
			return false;
		}
	}
	private function checkKnownPluginFile($properties) {
		if (in_array($properties->shac, $this->knownFiles[self::KNOWN_FILE_PLUGIN][$properties->wordpressPath])) {
			return true;
		}
		else {
			if ($this->pluginsEnabled) {
				$options = $this->engine->scanController()->scanOptions();
				$shouldGenerateIssue = true;
				if (!$options['scansEnabled_highSense'] && preg_match('~/readme\.(?:txt|md)$~i', $properties->wordpressPath)) { //Don't generate issues for changed readme files unless high sensitivity is on
					$shouldGenerateIssue = false;
				}

				if ($shouldGenerateIssue) {
					$itemName = $this->knownFiles['plugins'][$properties->wordpressPath][0];
					$itemVersion = $this->knownFiles['plugins'][$properties->wordpressPath][1];
					$cKey = $this->knownFiles['plugins'][$properties->wordpressPath][2];
					$this->engine->addPendingIssue(
						'knownfile',
						wfIssues::SEVERITY_MEDIUM,
						'modifiedplugin' . $properties->wordpressPath,
						'modifiedplugin' . $properties->wordpressPath . $properties->md5,
						sprintf(/* translators: File path. */ __('Modified plugin file: %s', 'wordfence'), $properties->wordpressPath),
						sprintf(
							/* translators: 1. Plugin name. 2. Plugin version. 3. Support URL. */
							__('This file belongs to plugin "%1$s" version "%2$s" and has been modified from the file that is distributed by WordPress.org for this version. Please use the link to see how the file has changed. If you have modified this file yourself, you can safely ignore this warning. If you see a lot of changed files in a plugin that have been made by the author, then try uninstalling and reinstalling the plugin to force an upgrade. Doing this is a workaround for plugin authors who don\'t manage their code correctly. <a href="%3$s" target="_blank" rel="noopener noreferrer">Learn More<span class="screen-reader-text"> (' . esc_html__('opens in new tab', 'wordfence') . ')</span></a>', 'wordfence'),
							$itemName,
							$itemVersion,
							wfSupportController::esc_supportURL(wfSupportController::ITEM_SCAN_RESULT_MODIFIED_PLUGIN)
						),
						array(
							'file' => $properties->wordpressPath,
							'realFile' => $properties->realPath,
							'cType' => 'plugin',
							'canDiff' => true,
							'canFix' => true,
							'canDelete' => false,
							'cName' => $itemName,
							'cVersion' => $itemVersion,
							'cKey' => $cKey,
							'haveIssues' => 'plugins'
						)
					);
				}
			}
			return false;
		}
	}
	private function checkKnownThemeFile($properties) {
		if (in_array($properties->shac, $this->knownFiles[self::KNOWN_FILE_THEME][$properties->wordpressPath])) {
			return true;
		}
		else {
			if ($this->themesEnabled) {
				$options = $this->engine->scanController()->scanOptions();
				$shouldGenerateIssue = true;
				if (!$options['scansEnabled_highSense'] && preg_match('~/readme\.(?:txt|md)$~i', $properties->wordpressPath)) { //Don't generate issues for changed readme files unless high sensitivity is on
					$shouldGenerateIssue = false;
				}

				if ($shouldGenerateIssue) {
					$itemName = $this->knownFiles['themes'][$properties->wordpressPath][0];
					$itemVersion = $this->knownFiles['themes'][$properties->wordpressPath][1];
					$cKey = $this->knownFiles['themes'][$properties->wordpressPath][2];
					$this->engine->addPendingIssue(
						'knownfile',
						wfIssues::SEVERITY_MEDIUM,
						'modifiedtheme' . $properties->wordpressPath,
						'modifiedtheme' . $properties->wordpressPath . $properties->md5,
						sprintf(/* translators: File path. */ __('Modified theme file: %s', 'wordfence'), $properties->wordpressPath),
						sprintf(
							/* translators: 1. Plugin name. 2. Plugin version. 3. Support URL. */
							__('This file belongs to theme "%1$s" version "%2$s" and has been modified from the original distribution. It is common for site owners to modify their theme files, so if you have modified this file yourself you can safely ignore this warning. <a href="%3$s" target="_blank" rel="noopener noreferrer">Learn More<span class="screen-reader-text"> (' . esc_html__('opens in new tab', 'wordfence') . ')</span></a>', 'wordfence'),
							$itemName,
							$itemVersion,
							wfSupportController::esc_supportURL(wfSupportController::ITEM_SCAN_RESULT_MODIFIED_THEME)
						),
						array(
							'file' => $properties->wordpressPath,
							'realFile' => $properties->realPath,
							'cType' => 'theme',
							'canDiff' => true,
							'canFix' => true,
							'canDelete' => false,
							'cName' => $itemName,
							'cVersion' => $itemVersion,
							'cKey' => $cKey,
							'haveIssues' => 'themes'
						)
					);
				}
			}
			return false;
		}
	}
	private function checkKnownFileOther($properties) {
		$restrictedWordPressFolders = array(ABSPATH . 'wp-admin/', ABSPATH . WPINC . '/');
		$added = false;
		foreach ($restrictedWordPressFolders as $path) {
			if (strpos($properties->realPath, $path) === 0) {
				if ($this->isPreviousCoreFile($properties->shac)) {
					$added = $this->engine->addIssue(
						'knownfile',
						wfIssues::SEVERITY_LOW,
						'coreUnknown' . $properties->wordpressPath,
						'coreUnknown' . $properties->wordpressPath . $properties->md5,
						sprintf(/* translators: File path. */ __('Old WordPress core file not removed during update: %s', 'wordfence'), $properties->wordpressPath),
						__('This file is in a WordPress core location but is from an older version of WordPress and not used with your current version. Hosting or permissions issues can cause these files to get left behind when WordPress is updated and they should be removed if possible.', 'wordfence'),
						array(
							'file' => $properties->wordpressPath,
							'realFile' => $properties->realPath,
							'cType' => 'core',
							'canDiff' => false,
							'canFix' => false,
							'canDelete' => true,
						)
					);
				}
				else if (preg_match('#/php\.ini$#', $properties->wordpressPath)) {
					$this->engine->addPendingIssue(
						'knownfile',
						wfIssues::SEVERITY_HIGH,
						'coreUnknown' . $properties->wordpressPath,
						'coreUnknown' . $properties->wordpressPath . $properties->md5,
						sprintf(/* translators: File path. */ __('Unknown file in WordPress core: %s', 'wordfence'), $properties->wordpressPath),
						__('This file is in a WordPress core location but is not distributed with this version of WordPress. This scan often includes files left over from a previous WordPress version, but it may also find files added by another plugin, files added by your host, or malicious files added by an attacker.', 'wordfence'),
						array(
							'file' => $properties->wordpressPath,
							'realFile' => $properties->realPath,
							'cType' => 'core',
							'canDiff' => false,
							'canFix' => false,
							'canDelete' => true,
							'coalesce' => 'php.ini',
							'learnMore' => wfSupportController::supportURL(wfSupportController::ITEM_SCAN_RESULT_UNKNOWN_FILE_CORE),
							'haveIssues' => 'coreUnknown',
						)
					);
				}
				else {
					$added = $this->engine->addIssue(
						'knownfile',
						wfIssues::SEVERITY_HIGH,
						'coreUnknown' . $properties->wordpressPath,
						'coreUnknown' . $properties->wordpressPath . $properties->md5,
						sprintf(/* translators: File path. */ __('Unknown file in WordPress core: %s', 'wordfence'), $properties->wordpressPath),
						sprintf(/* translators: Support URL. */ __('This file is in a WordPress core location but is not distributed with this version of WordPress. This scan often includes files left over from a previous WordPress version, but it may also find files added by another plugin, files added by your host, or malicious files added by an attacker. <a href="%s" target="_blank" rel="noopener noreferrer">Learn More<span class="screen-reader-text"> (' . esc_html__('opens in new tab', 'wordfence') . ')</span></a>', 'wordfence'), wfSupportController::esc_supportURL(wfSupportController::ITEM_SCAN_RESULT_UNKNOWN_FILE_CORE)),
						array(
							'file' => $properties->wordpressPath,
							'realFile' => $properties->realPath,
							'cType' => 'core',
							'canDiff' => false,
							'canFix' => false,
							'canDelete' => true,
						)
					);
				}
			}
		}

		if ($added == wfIssues::ISSUE_ADDED || $added == wfIssues::ISSUE_UPDATED) { $this->haveIssues['coreUnknown'] = wfIssues::STATUS_PROBLEM; }
		else if ($this->haveIssues['coreUnknown'] != wfIssues::STATUS_PROBLEM && ($added == wfIssues::ISSUE_IGNOREP || $added == wfIssues::ISSUE_IGNOREC)) { $this->haveIssues['coreUnknown'] = wfIssues::STATUS_IGNORED; }
		return false;
	}
	private function checkKnownFile($properties, $type) {
		switch ($type) {
		case self::KNOWN_FILE_CORE:
			return $this->checkKnownCoreFile($properties);
		case self::KNOWN_FILE_PLUGIN:
			return $this->checkKnownPluginFile($properties);
		case self::KNOWN_FILE_THEME:
			return $this->checkKnownThemeFile($properties);
		case self::KNOWN_FILE_OTHER:
			return $this->checkKnownFileOther($properties);
		}
	}
	private function recordFile($properties) {
		$this->fileRecords[$properties->wordpressPathMd5] = $properties;
		$this->fileRecordCount++;
		if ($this->fileRecordCount >= self::MAX_QUEUED_RECORDS)
			$this->processFileRecords();
	}
	private function processFileRecords($check = true) {
		if ($this->fileRecordCount == 0)
			return;
		$this->db->insert(
			wfDB::networkTable('wfFileMods'),
			[
				'filename' => '%s',
				'real_path' => '%s',
				'filenameMD5' => 'UNHEX(%s)',
				'knownFile' => '%d',
				'newMD5' => 'UNHEX(%s)',
				'SHAC' => 'UNHEX(%s)',
			],
			array_map(function($properties) {
				return [
					$properties->wordpressPath,
					$properties->realPath,
					$properties->wordpressPathMd5,
					(int) $properties->known,
					$properties->md5,
					$properties->shac,
				];
			}, $this->fileRecords),
			[
				'newMD5',
				'SHAC',
				'knownFile'
			]
		);
		$this->fileRecords = [];
		$this->fileRecordCount = 0;
	}
	private function processFile($file) {
		$properties = $file->initializeProperties();
		try {
			$properties->realPath = $file->getRealPath();
			$wordpressPath = $file->getWordpressPath();
			if (wfUtils::fileTooBig($properties->realPath, $fileSize, $properties->handle)) {
				wordfence::status(4, 'info', sprintf(/* translators: File path. */ __("Skipping file larger than max size: %s", 'wordfence'), $properties->realPath));
				return;
			}

			call_user_func($this->scanFileLogger, $properties->realPath);

			$knownFileType = $this->getKnownFileType($properties);
			$allowKnownFileScan = $knownFileType !== null;

			$hashed = self::hashFile($properties->realPath, $properties);
			$this->engine->scanController()->incrementSummaryItem(wfScanner::SUMMARY_SCANNED_FILES);
			if (!$hashed) {
				//wordfence::status(2, 'error', "Could not gen hash for file (probably because we don't have permission to access the file): $properties->realPath");
				return;
			}

			$properties->known = $allowKnownFileScan && $this->checkKnownFile($properties, $knownFileType);

			if($this->malwareEnabled && $this->isMalwarePrefix($properties->md5)){
				$this->possibleMalware[] = array($properties->wordpressPath, $properties->md5);
				$this->pathMap[$properties->wordpressPath] = $properties->realPath;
			}

			$this->recordFile($properties);

			$this->totalFiles++;
			$this->totalData += $fileSize;
			if($this->totalFiles % 100 === 0){
				wordfence::status(2, 'info', sprintf(
					/* translators: 1. Number of files. 2. Data in bytes. */
					__('Analyzed %1$d files containing %2$s of data so far', 'wordfence'),
					$this->totalFiles,
					wfUtils::formatBytes($this->totalData)
				));
			}
		}
		finally {
			$properties->releaseHandle();
		}
	}
	private function flagSafeFiles($filenames) {
		$fileModsTable = wfDB::networkTable('wfFileMods');
		$allSafeFiles = [];
		$existingSafeFiles = $this->db->selectAll(
			$fileModsTable,
			[
				'filename'
			],
			[
				'filename' => $filenames,
				'isSafeFile' => '1'
			]
		);
		foreach ($existingSafeFiles as $row) {
			$allSafeFiles[$row[0]] = true;
		}
		$remainingFilenames = [];
		foreach ($filenames as $filename) {
			if (!array_key_exists($filename, $allSafeFiles))
				$remainingFilenames[] = $filename;
		}
		$filenames = $remainingFilenames;
		do {
			$results = $this->db->select(
				$fileModsTable,
				[
					'HEX(filenameMD5)',
					'UPPER(HEX(SHAC))',
					'filename'
				],
				[
					'filename' => $filenames,
					'isSafeFile' => '?'
				]
			);
			$hashes = array_column($results, 1);
			$safeHashes = array_flip($this->engine->isSafeFile($hashes));
			$safeFiles = [];
			$unsafeFiles = [];
			foreach ($results as $row) {
				$filenameMD5Hex = $row[0];
				if (array_key_exists($row[1], $safeHashes)) {
					$safeFiles[] = $filenameMD5Hex;
					$allSafeFiles[$row[2]] = true;
				}
				else {
					$unsafeFiles[] = $filenameMD5Hex;
				}
			}
			foreach (['1' => $safeFiles, '0' => $unsafeFiles] as $safe => $files) {
				if (count($files) == 0)
					continue;
				$this->db->update(
					$fileModsTable,
					[
						'isSafeFile' => [ '%s', $safe ]
					],
					[
						'filenameMD5' => $files
					],
					[
						'filenameMD5' => 'UNHEX(%s)'
					]
				);
			}
		} while (!empty($results));
		return $allSafeFiles;
	}
	private function _processPendingIssues() {
		$count = $this->engine->getPendingIssueCount();
		$offset = 0;
		while ($offset < $count) {
			$issues = $this->engine->getPendingIssues($offset);
			if (count($issues) == 0) {
				break;
			}

			$safeFiles = $this->flagSafeFiles(array_map(function($i) { return $i['data']['file']; }, $issues));
			
			//Migrate non-safe file issues to official issues and begin coalescing tagged issues
			foreach ($issues as &$i) {
				if (!array_key_exists($i['data']['file'], $safeFiles)) {
					$haveIssuesType = $i['data']['haveIssues'];
					if (isset($i['data']['coalesce'])) {
						$key = $i['data']['coalesce'];
						if (!isset($this->coalescingIssues[$key])) { $this->coalescingIssues[$key] = array('count' => 0, 'issue' => $i); }
						$this->coalescingIssues[$key]['count']++;
					}
					else {
						$added = $this->engine->addIssue(
							$i['type'],
							$i['severity'],
							$i['ignoreP'],
							$i['ignoreC'],
							$i['shortMsg'],
							$i['longMsg'],
							$i['data'],
							true //Prevent ignoreP and ignoreC from being hashed again
						);
						if ($added == wfIssues::ISSUE_ADDED || $added == wfIssues::ISSUE_UPDATED) { $this->haveIssues[$haveIssuesType] = wfIssues::STATUS_PROBLEM; }
						else if ($this->haveIssues[$haveIssuesType] != wfIssues::STATUS_PROBLEM && ($added == wfIssues::ISSUE_IGNOREP || $added == wfIssues::ISSUE_IGNOREC)) { $this->haveIssues[$haveIssuesType] = wfIssues::STATUS_IGNORED; }
					}
				}
			}
			
			$offset += count($issues);
			$this->engine->checkForKill();
		}
		
		//Insert the coalesced issues (currently just multiple php.ini in system directories)
		foreach ($this->coalescingIssues as $c) {
			$count = $c['count'];
			$i = $c['issue'];
			$haveIssuesType = $i['data']['haveIssues'];
			$added = $this->engine->addIssue(
				$i['type'],
				$i['severity'],
				$i['ignoreP'],
				$i['ignoreC'],
				$i['shortMsg'] . ($count > 1 ? ' ' . sprintf(/* translators: Number of scan results. */ __('(+ %d more)', 'wordfence'), $count - 1) : ''),
				$i['longMsg'] . ($count > 1 ? ' ' . ($count > 2 ? sprintf(/* translators: Number of files. */ __('%d more similar files were found.', 'wordfence'), $count - 1) : __('1 more similar file was found.', 'wordfence')) : '') . (isset($i['data']['learnMore']) ? ' ' . sprintf(__('<a href="%s" target="_blank" rel="noopener noreferrer">Learn More<span class="screen-reader-text"> (' . esc_html__('opens in new tab', 'wordfence') . ')</span></a>', 'wordfence'), esc_attr($i['data']['learnMore'])) : ''),
				$i['data'],
				true //Prevent ignoreP and ignoreC from being hashed again
			);
			if ($added == wfIssues::ISSUE_ADDED || $added == wfIssues::ISSUE_UPDATED) { $this->haveIssues[$haveIssuesType] = wfIssues::STATUS_PROBLEM; }
			else if ($this->haveIssues[$haveIssuesType] != wfIssues::STATUS_PROBLEM && ($added == wfIssues::ISSUE_IGNOREP || $added == wfIssues::ISSUE_IGNOREC)) { $this->haveIssues[$haveIssuesType] = wfIssues::STATUS_IGNORED; }
		}
	}
	public static function hashFile($file, &$properties) {
		if (!$properties->resetHandle()) {
			return false;
		}
		$md5Context = hash_init('md5');
		$sha256Context = hash_init('sha256');
		while (!feof($properties->handle)) {
			$data = fread($properties->handle, 65536);
			if ($data === false) {
				return false;
			}
			hash_update($md5Context, $data);
			hash_update($sha256Context, str_replace(array("\n","\r","\t"," "),"", $data));
		}
		$properties->md5 = strtoupper(hash_final($md5Context, false));
		$properties->shac = strtoupper(hash_final($sha256Context, false));
		return true;
	}
	private function _shouldHashFile($file) {
		$wordpressPath = $file->getWordpressPath();

		//Core File, return true
		if ((isset($this->knownFiles['core']) && isset($this->knownFiles['core'][$wordpressPath])) ||
			(isset($this->knownFiles['plugins']) && isset($this->knownFiles['plugins'][$wordpressPath])) ||
			(isset($this->knownFiles['themes']) && isset($this->knownFiles['themes'][$wordpressPath]))) {
			return true;
		}
		
		//Excluded file, return false
		$excludePatterns = wordfenceScanner::getExcludeFilePattern(wordfenceScanner::EXCLUSION_PATTERNS_USER | wordfenceScanner::EXCLUSION_PATTERNS_MALWARE); 
		if ($excludePatterns) {
			foreach ($excludePatterns as $pattern) {
				if (preg_match($pattern, $wordpressPath)) {
					return false;
				}
			}
		}
		
		//Unknown file in a core location
		if ($this->coreUnknownEnabled && !$this->alertedOnUnknownWordPressVersion) {
			$restrictedWordPressFolders = array(ABSPATH . 'wp-admin/', ABSPATH . WPINC . '/');
			foreach ($restrictedWordPressFolders as $path) {
				if (strpos($file->getRealPath(), $path) === 0) {
					return true;
				}
			}
		}
		
		//Determine treatment
		$fileExt = '';
		if (preg_match('/\.([a-zA-Z\d\-]{1,7})$/', $wordpressPath, $matches)) {
			$fileExt = strtolower($matches[1]);
		}
		$isPHP = false;
		if (preg_match('/\.(?:php(?:\d+)?|phtml)(\.|$)/i', $wordpressPath)) {
			$isPHP = true;
		}
		$isHTML = false;
		if (preg_match('/\.(?:html?)(\.|$)/i', $wordpressPath)) {
			$isHTML = true;
		}
		$isJS = false;
		if (preg_match('/\.(?:js|svg)(\.|$)/i', $wordpressPath)) {
			$isJS = true;
		}
		
		$options = $this->engine->scanController()->scanOptions();
		
		//If scan images is disabled, only allow .js through
		if (!$isPHP && preg_match('/^(?:jpg|jpeg|mp3|avi|m4v|mov|mp4|gif|png|tiff?|svg|sql|js|tbz2?|bz2?|xz|zip|tgz|gz|tar|log|err\d+)$/', $fileExt)) {
			if (!$options['scansEnabled_scanImages'] && !$isJS) {
				return false;
			}
		}
		
		//If high sensitivity is disabled, don't allow .sql
		if (strtolower($fileExt) == 'sql') {
			if (!$options['scansEnabled_highSense']) {
				return false;
			}
		}
		
		//Treating as binary, return true
		$treatAsBinary = ($isPHP || $isHTML || $options['scansEnabled_scanImages']);
		if ($treatAsBinary) {
			return true;
		}
		
		//Will be malware scanned, return true
		if ($isJS) {
			return true;
		}
		
		return false;
	}
	private function isMalwarePrefix($hexMD5){
		$hasPrefix = $this->_binaryListContains($this->malwareData, wfUtils::hex2bin($hexMD5), 4);
		return $hasPrefix !== false;
	}
	private function isPreviousCoreFile($hexContentsSHAC) {
		$hasPrefix = $this->_binaryListContains($this->coreHashesData, wfUtils::hex2bin($hexContentsSHAC), 32);
		return $hasPrefix !== false;
	}
	
	/**
	 * @param $binaryList The binary list to search, sorted as a binary string.
	 * @param $needle The binary needle to search for.
	 * @param int $size The byte size of each item in the list.
	 * @return bool|int false if not found, otherwise the index in the list
	 */
	private function _binaryListContains($binaryList, $needle, $size /* bytes */) {
		$p = substr($needle, 0, $size);
		
		$count = ceil(wfWAFUtils::strlen($binaryList) / $size);
		$low = 0;
		$high = $count - 1;
		
		while ($low <= $high) {
			$mid = (int) (($high + $low) / 2);
			$val = wfWAFUtils::substr($binaryList, $mid * $size, $size);
			$cmp = strcmp($val, $p);
			if ($cmp < 0) {
				$low = $mid + 1;
			}
			else if ($cmp > 0) {
				$high = $mid - 1;
			}
			else {
				return $mid;
			}
		}
		
		return false;
	}
	
}<!DOCTYPE html>
<html lang="en-US">
<head>
    <meta http-equiv="Content-Type" content="text/html; charset=UTF-8">
    <meta name="viewport" content="width=device-width, initial-scale=1, maximum-scale=1">
    <meta http-equiv="X-UA-Compatible" content="IE=Edge">
    
	<!-- This site is optimized with the Yoast SEO plugin v15.9.2 - https://yoast.com/wordpress/plugins/seo/ -->
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#footer > div > div > div > div > div > div > section.elementor-section.elementor-top-section.elementor-element.elementor-element-ba03fa5.elementor-section-boxed.elementor-section-height-default.elementor-section-height-default > div > div > div > div > div > div > div > div > p > a{
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			<div class="wgl-double_heading aleft"><div class="dbl-subtitle"><span>Welcome to Neema</span></div>				<h3 class="dbl-title_wrapper"><span class="dbl-title dbl-title_1">To become the leading underwriting management agency in Africa for Africa</span> 				</h3><span class="dbl-title dbl-bg_text">MISSION</span> 		</div>		</div>
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					<p>Neema is an Underwriting Management Agency and underwrites (re)insurance business on behalf of (re)insurers.</p><p>Neema is truly African and is led by African talent for African businesses.</p>					</div>

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							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-bd41651 elementor-widget elementor-widget-spacer" data-id="bd41651" data-element_type="widget" data-widget_type="spacer.default">
				<div class="elementor-widget-container">
					<div class="elementor-spacer">
			<div class="elementor-spacer-inner"></div>
		</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-c99bc95 divider_yes elementor-widget elementor-widget-wgl-double-headings" data-id="c99bc95" data-element_type="widget" data-widget_type="wgl-double-headings.default">
				<div class="elementor-widget-container">
			<div class="wgl-double_heading acenter">				<h3 class="dbl-title_wrapper"><span class="dbl-title dbl-title_1">What can Neema do for you ?</span> 				</h3><span class="dbl-title dbl-bg_text">what we do</span> 		</div>		</div>
				</div>
				<div class="elementor-element elementor-element-880f946 elementor-widget elementor-widget-spacer" data-id="880f946" data-element_type="widget" data-widget_type="spacer.default">
				<div class="elementor-widget-container">
					<div class="elementor-spacer">
			<div class="elementor-spacer-inner"></div>
		</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-0872260 elementor-widget elementor-widget-text-editor" data-id="0872260" data-element_type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
								<div class="elementor-text-editor elementor-clearfix">
				<p>Neema provides their client partners with a one-stop access to the following.</p>					</div>
						</div>
				</div>
				<section class="elementor-section elementor-inner-section elementor-element elementor-element-91d367c elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="91d367c" data-element_type="section">
						<div class="elementor-container elementor-column-gap-default">
							<div class="elementor-row">
					<div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7f1b76f" data-id="7f1b76f" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-bce662c elementor-widget elementor-widget-image" data-id="bce662c" data-element_type="widget" data-widget_type="image.default">
				<div class="elementor-widget-container">
								<div class="elementor-image">
												<img width="100" height="101"   alt="" loading="lazy" data-src="https://neema-underwriting.com/wp-content/uploads/2020/10/ratedReinsurers.png" class="attachment-full size-full wp-image-2095 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="100" height="101" src="https://neema-underwriting.com/wp-content/uploads/2020/10/ratedReinsurers.png" class="attachment-full size-full wp-image-2095" alt="" loading="lazy" /></noscript>														</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-5c02637 elementor-widget elementor-widget-text-editor" data-id="5c02637" data-element_type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
								<div class="elementor-text-editor elementor-clearfix">
				<strong>Easy access to<br> rated Reinsurers</strong>					</div>
						</div>
				</div>
						</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2133459" data-id="2133459" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-99b7698 elementor-widget elementor-widget-image" data-id="99b7698" data-element_type="widget" data-widget_type="image.default">
				<div class="elementor-widget-container">
								<div class="elementor-image">
												<img width="93" height="111"   alt="" loading="lazy" data-src="https://neema-underwriting.com/wp-content/uploads/2020/10/AFRICA-2.png" class="attachment-full size-full wp-image-2092 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="93" height="111" src="https://neema-underwriting.com/wp-content/uploads/2020/10/AFRICA-2.png" class="attachment-full size-full wp-image-2092" alt="" loading="lazy" /></noscript>														</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-b2cc562 elementor-widget elementor-widget-text-editor" data-id="b2cc562" data-element_type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
								<div class="elementor-text-editor elementor-clearfix">
				<strong>Large underwriting <br>capacity across Africa</strong>					</div>
						</div>
				</div>
						</div>
					</div>
		</div>
								</div>
					</div>
		</section>
				<section class="elementor-section elementor-inner-section elementor-element elementor-element-a0cb15b elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="a0cb15b" data-element_type="section">
						<div class="elementor-container elementor-column-gap-default">
							<div class="elementor-row">
					<div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ab7745a" data-id="ab7745a" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-e68f81d elementor-widget elementor-widget-image" data-id="e68f81d" data-element_type="widget" data-widget_type="image.default">
				<div class="elementor-widget-container">
								<div class="elementor-image">
												<img width="84" height="79"   alt="" loading="lazy" data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/CLAIMS.png" class="attachment-full size-full wp-image-1985 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="84" height="79" src="https://neema-underwriting.com/wp-content/uploads/2020/09/CLAIMS.png" class="attachment-full size-full wp-image-1985" alt="" loading="lazy" /></noscript>														</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-335ac4f elementor-widget elementor-widget-text-editor" data-id="335ac4f" data-element_type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
								<div class="elementor-text-editor elementor-clearfix">
				<strong>Rapid and smooth <br>claims handling</strong>					</div>
						</div>
				</div>
						</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6804357" data-id="6804357" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-19d0ea8 elementor-widget elementor-widget-image" data-id="19d0ea8" data-element_type="widget" data-widget_type="image.default">
				<div class="elementor-widget-container">
								<div class="elementor-image">
												<img width="76" height="81"   alt="" loading="lazy" data-src="https://neema-underwriting.com/wp-content/uploads/2020/10/Develop-grow.png" class="attachment-full size-full wp-image-2094 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="76" height="81" src="https://neema-underwriting.com/wp-content/uploads/2020/10/Develop-grow.png" class="attachment-full size-full wp-image-2094" alt="" loading="lazy" /></noscript>														</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-01ce52e elementor-widget elementor-widget-text-editor" data-id="01ce52e" data-element_type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
								<div class="elementor-text-editor elementor-clearfix">
				<strong>Develop and grow your <br>business effortlessly</strong>					</div>
						</div>
				</div>
						</div>
					</div>
		</div>
								</div>
					</div>
		</section>
						</div>
					</div>
		</div>
								</div>
					</div>
		</section>
				<section class="elementor-section elementor-top-section elementor-element elementor-element-62cc3f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="62cc3f7" data-element_type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
						<div class="elementor-container elementor-column-gap-default">
							<div class="elementor-row">
					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-de50fc2" data-id="de50fc2" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-62b08ca divider_yes elementor-widget elementor-widget-wgl-double-headings" data-id="62b08ca" data-element_type="widget" data-widget_type="wgl-double-headings.default">
				<div class="elementor-widget-container">
			<div class="wgl-double_heading acenter">				<h3 class="dbl-title_wrapper"><span class="dbl-title dbl-title_1">Lines of Business</span> 				</h3><span class="dbl-title dbl-bg_text">Businesses</span> 		</div>		</div>
				</div>
				<div class="elementor-element elementor-element-eb8bce1 elementor-widget elementor-widget-text-editor" data-id="eb8bce1" data-element_type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
								<div class="elementor-text-editor elementor-clearfix">
				<p>Neema has been granted underwriting capacity by financially stable and market<br />leading reinsurers for the following lines of business.</p>					</div>
						</div>
				</div>
				<section class="elementor-section elementor-inner-section elementor-element elementor-element-54d481f elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="54d481f" data-element_type="section">
						<div class="elementor-container elementor-column-gap-default">
							<div class="elementor-row">
					<div class="elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-9557954" data-id="9557954" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-62cd4e8 link-button elementor-widget elementor-widget-wgl-services-7" data-id="62cd4e8" data-element_type="widget" data-widget_type="wgl-services-7.default">
				<div class="elementor-widget-container">
			        <div class="wgl-services-7 acenter">
            <div class="wgl-services_wrap">                    <div class="wgl-services_image-wrap"><img   alt="business1-1" data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business1-1-1.jpg" class="wgl-services_image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img class="wgl-services_image" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business1-1-1.jpg" alt="business1-1" /></noscript></div>                <div class="wgl-services_content">                        <h3 class="wgl-services_title">Property ></h3>                        <div class="wgl-services_link-button"><a class="wgl-services_link" href="/our-solutions/"></a></div>                </div>            </div>
        </div>

        		</div>
				</div>
						</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-cecd349 elementor-hidden-phone" data-id="cecd349" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-fbd6085 elementor-hidden-phone elementor-widget elementor-widget-image" data-id="fbd6085" data-element_type="widget" data-widget_type="image.default">
				<div class="elementor-widget-container">
								<div class="elementor-image">
												<img width="285" height="285"   alt="" loading="lazy" data-srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2-240x240.jpg 240w"  data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2.jpg" data-sizes="(max-width: 285px) 100vw, 285px" class="attachment-large size-large wp-image-1963 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="285" height="285" src="https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2.jpg" class="attachment-large size-large wp-image-1963" alt="" loading="lazy" srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/busines1-2-240x240.jpg 240w" sizes="(max-width: 285px) 100vw, 285px" /></noscript>														</div>
						</div>
				</div>
						</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-e199be4" data-id="e199be4" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-2ba137f link-button elementor-widget elementor-widget-wgl-services-7" data-id="2ba137f" data-element_type="widget" data-widget_type="wgl-services-7.default">
				<div class="elementor-widget-container">
			        <div class="wgl-services-7 acenter">
            <div class="wgl-services_wrap">                    <div class="wgl-services_image-wrap"><img   alt="business2-1" data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business2-1.jpg" class="wgl-services_image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img class="wgl-services_image" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business2-1.jpg" alt="business2-1" /></noscript></div>                <div class="wgl-services_content">                        <h3 class="wgl-services_title">Engineering ></h3>                        <div class="wgl-services_link-button"><a class="wgl-services_link" href="/our-solutions/"></a></div>                </div>            </div>
        </div>

        		</div>
				</div>
						</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-dc3348e elementor-hidden-phone" data-id="dc3348e" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-bff4074 elementor-hidden-phone elementor-widget elementor-widget-image" data-id="bff4074" data-element_type="widget" data-widget_type="image.default">
				<div class="elementor-widget-container">
								<div class="elementor-image">
												<img width="285" height="285"   alt="" loading="lazy" data-srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2-240x240.jpg 240w"  data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2.jpg" data-sizes="(max-width: 285px) 100vw, 285px" class="attachment-large size-large wp-image-1968 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="285" height="285" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2.jpg" class="attachment-large size-large wp-image-1968" alt="" loading="lazy" srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business2-2-240x240.jpg 240w" sizes="(max-width: 285px) 100vw, 285px" /></noscript>														</div>
						</div>
				</div>
						</div>
					</div>
		</div>
								</div>
					</div>
		</section>
				<section class="elementor-section elementor-inner-section elementor-element elementor-element-b89c64e elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="b89c64e" data-element_type="section">
						<div class="elementor-container elementor-column-gap-default">
							<div class="elementor-row">
					<div class="elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-34453c9 elementor-hidden-phone" data-id="34453c9" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-c0991bc elementor-hidden-phone elementor-widget elementor-widget-image" data-id="c0991bc" data-element_type="widget" data-widget_type="image.default">
				<div class="elementor-widget-container">
								<div class="elementor-image">
												<img width="285" height="285"   alt="" loading="lazy" data-srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1-240x240.jpg 240w"  data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1.jpg" data-sizes="(max-width: 285px) 100vw, 285px" class="attachment-large size-large wp-image-1969 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="285" height="285" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1.jpg" class="attachment-large size-large wp-image-1969" alt="" loading="lazy" srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business3-1-240x240.jpg 240w" sizes="(max-width: 285px) 100vw, 285px" /></noscript>														</div>
						</div>
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					</div>
		</div>
				<div class="elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f7f2aa2" data-id="f7f2aa2" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-d49fc8b link-button elementor-widget elementor-widget-wgl-services-7" data-id="d49fc8b" data-element_type="widget" data-widget_type="wgl-services-7.default">
				<div class="elementor-widget-container">
			        <div class="wgl-services-7 acenter">
            <div class="wgl-services_wrap">                    <div class="wgl-services_image-wrap"><img   alt="business3-2" data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business3-2.jpg" class="wgl-services_image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img class="wgl-services_image" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business3-2.jpg" alt="business3-2" /></noscript></div>                <div class="wgl-services_content">                        <h3 class="wgl-services_title">< Political Violence</h3>                        <div class="wgl-services_link-button"><a class="wgl-services_link" href="/our-solutions/"></a></div>                </div>            </div>
        </div>

        		</div>
				</div>
						</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7709548 elementor-hidden-phone" data-id="7709548" data-element_type="column">
			<div class="elementor-column-wrap elementor-element-populated">
							<div class="elementor-widget-wrap">
						<div class="elementor-element elementor-element-926a146 elementor-hidden-phone elementor-widget elementor-widget-image" data-id="926a146" data-element_type="widget" data-widget_type="image.default">
				<div class="elementor-widget-container">
								<div class="elementor-image">
												<img width="285" height="285"   alt="" loading="lazy" data-srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1-240x240.jpg 240w"  data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1.jpg" data-sizes="(max-width: 285px) 100vw, 285px" class="attachment-large size-large wp-image-1971 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="285" height="285" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1.jpg" class="attachment-large size-large wp-image-1971" alt="" loading="lazy" srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business4-1-240x240.jpg 240w" sizes="(max-width: 285px) 100vw, 285px" /></noscript>														</div>
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				<div class="elementor-widget-container">
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            <div class="wgl-services_wrap">                    <div class="wgl-services_image-wrap"><img   alt="business4-2" data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business4-2.jpg" class="wgl-services_image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img class="wgl-services_image" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business4-2.jpg" alt="business4-2" /></noscript></div>                <div class="wgl-services_content">                        <h3 class="wgl-services_title">< Marine</h3>                        <div class="wgl-services_link-button"><a class="wgl-services_link" href="/our-solutions/"></a></div>                </div>            </div>
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        		</div>
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				<section class="elementor-section elementor-inner-section elementor-element elementor-element-63c94d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="63c94d8" data-element_type="section">
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            <div class="wgl-services_wrap">                    <div class="wgl-services_image-wrap"><img   alt="business5-1" data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business5-1.jpg" class="wgl-services_image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img class="wgl-services_image" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business5-1.jpg" alt="business5-1" /></noscript></div>                <div class="wgl-services_content">                        <h3 class="wgl-services_title">Aviation ></h3>                        <div class="wgl-services_link-button"><a class="wgl-services_link" href="/our-solutions/"></a></div>                </div>            </div>
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												<img width="285" height="285"   alt="" loading="lazy" data-srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2-240x240.jpg 240w"  data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2.jpg" data-sizes="(max-width: 285px) 100vw, 285px" class="attachment-large size-large wp-image-2014 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="285" height="285" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2.jpg" class="attachment-large size-large wp-image-2014" alt="" loading="lazy" srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business5-2-240x240.jpg 240w" sizes="(max-width: 285px) 100vw, 285px" /></noscript>														</div>
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            <div class="wgl-services_wrap">                    <div class="wgl-services_image-wrap"><img   alt="business6-1" data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business6-1.jpg" class="wgl-services_image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img class="wgl-services_image" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business6-1.jpg" alt="business6-1" /></noscript></div>                <div class="wgl-services_content">                        <h3 class="wgl-services_title">Motor > </h3>                        <div class="wgl-services_link-button"><a class="wgl-services_link" href="/our-solutions/"></a></div>                </div>            </div>
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												<img width="285" height="285"   alt="" loading="lazy" data-srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2-240x240.jpg 240w"  data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2.jpg" data-sizes="(max-width: 285px) 100vw, 285px" class="attachment-large size-large wp-image-2016 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="285" height="285" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2.jpg" class="attachment-large size-large wp-image-2016" alt="" loading="lazy" srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business6-2-240x240.jpg 240w" sizes="(max-width: 285px) 100vw, 285px" /></noscript>														</div>
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												<img width="285" height="285"   alt="" loading="lazy" data-srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1-240x240.jpg 240w"  data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1.jpg" data-sizes="(max-width: 285px) 100vw, 285px" class="attachment-large size-large wp-image-2017 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="285" height="285" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1.jpg" class="attachment-large size-large wp-image-2017" alt="" loading="lazy" srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business7-1-240x240.jpg 240w" sizes="(max-width: 285px) 100vw, 285px" /></noscript>														</div>
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				<div class="elementor-widget-container">
			        <div class="wgl-services-7 acenter">
            <div class="wgl-services_wrap">                    <div class="wgl-services_image-wrap"><img   alt="business7-2" data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business7-2.jpg" class="wgl-services_image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img class="wgl-services_image" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business7-2.jpg" alt="business7-2" /></noscript></div>                <div class="wgl-services_content">                        <h3 class="wgl-services_title">< Liability</h3>                        <div class="wgl-services_link-button"><a class="wgl-services_link" href="/our-solutions/"></a></div>                </div>            </div>
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        		</div>
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								<div class="elementor-image">
												<img width="285" height="285"   alt="" loading="lazy" data-srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1-240x240.jpg 240w"  data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1.jpg" data-sizes="(max-width: 285px) 100vw, 285px" class="attachment-large size-large wp-image-2019 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="285" height="285" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1.jpg" class="attachment-large size-large wp-image-2019" alt="" loading="lazy" srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business8-1-240x240.jpg 240w" sizes="(max-width: 285px) 100vw, 285px" /></noscript>														</div>
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				<div class="elementor-widget-container">
			        <div class="wgl-services-7 acenter">
            <div class="wgl-services_wrap">                    <div class="wgl-services_image-wrap"><img   alt="business8-2" data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business8-2.jpg" class="wgl-services_image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img class="wgl-services_image" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business8-2.jpg" alt="business8-2" /></noscript></div>                <div class="wgl-services_content">                        <h3 class="wgl-services_title">< Bonds</h3>                        <div class="wgl-services_link-button"><a class="wgl-services_link" href="/our-solutions/"></a></div>                </div>            </div>
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        		</div>
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            <div class="wgl-services_wrap">                    <div class="wgl-services_image-wrap"><img   alt="business9-1" data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business9-1.jpg" class="wgl-services_image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img class="wgl-services_image" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business9-1.jpg" alt="business9-1" /></noscript></div>                <div class="wgl-services_content">                        <h3 class="wgl-services_title">Miscellaneous ></h3>                        <div class="wgl-services_link-button"><a class="wgl-services_link" href="/our-solutions/"></a></div>                </div>            </div>
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        		</div>
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												<img width="285" height="285"   alt="" loading="lazy" data-srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2-240x240.jpg 240w"  data-src="https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2.jpg" data-sizes="(max-width: 285px) 100vw, 285px" class="attachment-large size-large wp-image-2022 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="285" height="285" src="https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2.jpg" class="attachment-large size-large wp-image-2022" alt="" loading="lazy" srcset="https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2.jpg 285w, https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2-150x150.jpg 150w, https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2-180x180.jpg 180w, https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2-120x120.jpg 120w, https://neema-underwriting.com/wp-content/uploads/2020/09/business9-2-240x240.jpg 240w" sizes="(max-width: 285px) 100vw, 285px" /></noscript>														</div>
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